How do you usually pay for things — cash, card, or your phone?

A natural way to answer

I usually pay by card. It's simple and I can keep track of my spending in the app. I still keep a little cash for small shops, just in case.

Key phrases to use

• tap and go — to pay by quickly touching your card or phone on the machine“Most shops let you tap and go now.”
• keep track of — to follow or watch something carefully so you know its state“An app helps me keep track of my spending.”
• lose track of — to stop being aware of how much of something there is“I lose track of how much I spend on coffee.”